Drive with Confidence: How Amazon DSP Insurance Protects Delivery Drivers

By Infinite Risk

Amazon’s Delivery Service Partner (DSP) program lets companies and individuals launch and operate their own delivery businesses. Amazon works closely with owners who have the desire to hire, build, and grow their delivery teams into profitable organizations. Given Amazon is the largest e-commerce company globally, partnering to deliver its products to residential and commercial locations can be lucrative. 

However, as with any business, it’s essential to have insurance in place. Amazon DSP contractors must have adequate insurance for protection against a wide range of risks. 

Understanding Amazon DSP Insurance

Amazon DSP insurance provides customized coverage designed for contractors based on the size of the operation as well as their risks. Below are some of the Amazon DSP insurance options available from Infinite, one of the leading providers of insurance for Amazon DSP contractors. 

  • Auto liability and physical damage: Protects against liabilities and damages arising from accidents involving your vehicles
  • Workers’ compensation: Covers employees’ medical expenses and lost wages due to work-related injuries or illnesses.
  • General liability: Offers protection against third-party claims for bodily injury, property damage, and personal injury
  • Cargo insurance: Covers the loss or damage to cargo during transit
  • Employment practices liability insurance: Protects against claims related to employment practices such as discrimination, wrongful termination, or harassment
  • Commercial umbrella: Provides additional liability coverage beyond the limits of other policies, offering a safety net for larger claims.

Amazon has minimum insurance requirements for its drivers, and it’s important to get adequate coverage. You can work with Infinite to customize insurance policies to meet your individual needs.

Benefits of Amazon DSP Insurance

With 400,000 Amazon drivers around the world, there are ample opportunities for accidents involving Amazon vehicles — whether striking other vehicles or pedestrians or being struck by another driver.

Amazon DSP insurance helps drivers cover the costs of such incidents, minimizing risks and helping drivers navigate challenging situations. It offers:

  • Financial protection in case of accidents, minimizing financial losses to your operation
  • Peace of mind knowing you, your drivers, and others are protected
  • Support and resources to minimize claim complications, ensuring your trucks get back on the road sooner

Tips for Maximizing Insurance Benefits

Customized insurance policies help ensure coverage is tailored to your business’s needs and addresses risk exposures. You can further mitigate risks in several ways:

  • Incorporate safe driving practices to ensure fewer risks take place.
  • Understand all features of insurance policies, including what is covered and what is not.
  • Take steps after an accident to move through the claims process quickly, including contacting the insurance company right away.

With the right type and level of insurance, you can reduce risks and keep your business on the road. 

Choosing Infinite for your Amazon DSP insurance minimizes costs, improves coverage options, and makes it easy to prioritize safety within your organization. Contact us today to learn how to get started. 

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