Terms and Conditions

Terms and Conditions

Effective Date: March 2025

Welcome to Infinite Risk Management & Insurance Solutions (“Infinite Risk,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our website https://infinitermis.com/ (the “Site”) and our services. By accessing or using our Site and services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site or services.

1. Use of Our Services

• Eligibility:
  You must be at least 18 years old to use our services.

• User Conduct:
  You agree to use our Site and services only for lawful purposes and in a manner that does not infringe the rights of or restrict others from using the Site. You further agree not to:

  • Engage in any conduct that could damage, disable, or impair the operation of our Site;
  • Use the Site in any way that violates applicable laws or regulations.

2. SMS/MMS Messaging Terms

By providing your phone number and consenting to receive SMS/MMS messages from us, you agree to the following terms related to our messaging services:

• Types of Messages:
  You will receive messages related to our insurance products, policy updates, promotions, and customer service notifications. These messages are part of our effort to keep you informed and updated.

• Message Frequency:
  Message frequency may vary based on your interactions with our services and the information you request.

• Charges and Data Rates:
  Standard message and data rates from your mobile service provider may apply. Please contact your provider for details.

• Opt-Out Process:
  You may opt out of receiving messages at any time by replying “STOP” to any message. Once you opt out, you will no longer receive SMS/MMS communications from us.

• Customer Support for Messaging:
  For assistance, you may reply “HELP” to any message or contact us directly at hello@infinitermis.com.

3. Intellectual Property

All content on our Site, including text, graphics, logos, images, and software, is the property of Infinite Risk or its content suppliers and is protected by applicable intellectual property laws. You may not use, reproduce, or distribute any content from the Site without our express written permission.

4. Disclaimers and Limitation of Liability

• No Warranty:
  Our Site and services are provided “as is” without any warranties, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

• Limitation of Liability:
  In no event shall Infinite Risk be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (a) your access to or use of or inability to access or use our Site or services; (b) any conduct or content of any third party on the Site; or (c) unauthorized access, use, or alteration of your transmissions or content.

5. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. By using our Site, you consent to the exclusive jurisdiction and venue of courts in California for any disputes arising out of or related to these Terms.

6. Changes to These Terms

We may update these Terms from time to time. We will notify you of any significant changes by posting the new Terms on our Site with an updated effective date. Your continued use of our Site or services after such changes constitutes your acceptance of the revised Terms.

7. Contact Us

If you have any questions regarding these Terms, please contact us:

• Email: hello@infinitermis.com
• Phone: 213-401-4149
• Address: 12100 Wilshire Blvd. Suite 330, Los Angeles, CA 90025

8. Privacy Policy Reference

For information on how we handle your personal data, please refer to our Privacy Policy. This Privacy Policy is incorporated herein by reference solely for data handling practices; these Terms govern your use of our Site and services.