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Commercial Property Insurance

Safeguarding your investment, including the building you occupy and your business personal property, equipment, and office furniture and fixtures, the cornerstone of any strong comprehensive insurance program. Securing proper Commercial Property insurance takes a professional who understands your operation and the exposures you face.

Infinite Risk Management is the partner you need to put the right Property insurance in place for your operation.

Inside a Commercial Property Policy

A Commercial Property insurance policy is designed to pay for business property destroyed (like in a fire), damaged, or stolen. That property typically includes:

Your building: The structure itself and can also include permanently installed fixtures, machinery, and equipment.
Contents of your building: Inventory, office equipment, and other supplies.
Other people’s property: Items left in your care, custody, or control.

Tailored Coverage

Additionally, with Infinite, there is no such thing as a one-size-fits-all Commercial Property policy. We will customize your policy to fit your needs. This could mean providing a schedule or a list of the specific property items you want to insure, such as expensive pieces of equipment, that if damaged, may exceed your coverage limit. It could also mean adding endorsements or additional policies to close coverage gaps. For example, earthquake and flood damage to your property is typically not covered and requires separate policies.

Keep Your Business Doors Open

If a disaster strikes like a fire, not only do you need Commercial Property insurance to help you with rebuilding, you also need coverage to pay for your ongoing expenses. Business Interruption insurance is integral for a business to be properly covered. If your business grinds to a halt, so does your income. Business Interruption insurance provides income while your operation is shuttered or severely limited due to physical damage to your property caused by a covered peril. The money can help you make payroll and maintain accounts payable despite the loss of income. The policy can be paired with options such as Extra Expense coverage, which can cover costs to obtain a temporary location, rent equipment, or make up for income shortages as you work to recover.

We Help Shape Your Risk Readiness

At Infinite Risk, we lean into risk, knowing it’s an integral part of success and growth. We help clients manage risk through customized solutions, education, and insights so they are well prepared as they head into tomorrow. We are ready to do the same for you.

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