Motor Truck Cargo Insurance
Motor Truck Cargo Insurance protects the freight you haul from pickup to delivery. Compare top-rated carriers and choose limits that match your loads, lanes, and contracts.
Partnered with 100+ carriers to help you find the best value.
You’re liable for the freight on your truck. Not just the truck itself.
Motor Truck Cargo Insurance covers the value of the cargo you are transporting when it is damaged, stolen, or lost in transit. A single claim can wipe out profit on multiple loads, even if your truck is fine. The right policy lines up your per-load limit, deductible, and commodity terms so you do not find out after a loss that the load was restricted, underinsured, or excluded.
How do you compare cargo insurance quotes quickly?
Cargo pricing depends on what you haul, what it is worth, where you run, and how frequently you load and unload. Carriers also differ on per-load limits, deductibles, theft requirements, and whether certain commodities are restricted.
Infinite shops multiple A-rated options and shows you the differences side by side, including per-load limits, commodity notes, and common exclusions, so you can choose coverage that actually fits your operation.
What you haul determines what you need.
Motor Truck Cargo Insurance is underwritten around commodity, handling, and routes, so the best policy for general freight may be the wrong fit for refrigerated goods, high-value loads, or hazmat-adjacent commodities. Some markets will not write certain cargo at all, and others will, but with different limits, deductibles, or security requirements.
Infinite helps you match your cargo class to carriers that will actually cover it, then structures limits and endorsements around your typical load values and lanes so you are not paying for a mismatch.
Need a COI before you can get dispatched?
Many brokers, shippers, and motor carriers require proof of cargo coverage before they tender loads. If your limit is below the requirement, or your commodity is not clearly covered, you can lose the load at the last minute.
Infinite helps confirm the limit and wording your counterparties expect, then turns around certificates quickly so you can keep moving.
Bundle cargo with the rest of your trucking coverage.
Cargo is only one part of the risk. Most trucking operations also need auto liability, physical damage, non-trucking liability, and workers’ comp depending on the setup. When these are placed in silos, renewals get messy and gaps are easier to miss.
Infinite coordinates your trucking program in one place so limits align, paperwork stays consistent, and you have one team to call when something changes mid-term.
Why fleets and owner-operators choose Infinite for cargo coverage.
Real reviews on fast COIs, clear commodity guidance, and support that keeps loads moving when details change.
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