Garage & Dealers Insurance
Garage and dealers insurance protects auto businesses from the risks standard liability and auto policies miss. Cover customer vehicles in your care, dealer plates, test drives, and lot inventory exposure.
Partnered with 100+ carriers to help you find the best value.
Your inventory moves. Your customers drive. Your risk is constant.
Garage and dealers coverage is built for dealerships, repair shops, and service operations where vehicles are bought, sold, stored, serviced, or driven by staff and customers. It can combine garage liability with options like dealers open lot physical damage and garagekeepers coverage, so you are not piecing together policies that leave gaps.
One place to compare garage and dealers quotes.
Garage and dealers insurance can look similar on price until you compare the parts that drive real claims outcomes.
We shop 100+ partners and break out the tradeoffs in deductibles, coverage language, and endorsements, including dealers open lot, garagekeepers options, permissive user rules, and who is covered behind the wheel. You get clarity on what you are buying, not just a number.
Built for how your shop or dealership actually operates.
Your risk depends on what you do: sales, service, detailing, body work, repos, or specialty vehicles, plus who drives and where vehicles are stored.
We structure coverage around your operations, driver profile, and lot realities, then tighten the policy with the right endorsements to reduce gaps that show up at claim time. That includes aligning limits, covered autos, and documentation to match your workflow and contracts.
Garagekeepers is where claims get messy. We make it clear.
Garage and dealers insurance often breaks down at the moment a customer expects you to pay, especially when custody and control questions surface.
We help you choose the right garagekeepers approach (legal liability, direct primary, or excess) and set limits based on average and peak vehicle values. We also review theft and vandalism terms, storage and key controls, and per-vehicle caps so you know what is covered before a loss.
Fast certificates and endorsements when a deal is on the line.
Floorplan providers, landlords, auctions, and vendor partners often require specific wording and limits, and delays can cost a sale.
We turn COIs quickly, handle endorsements without back-and-forth, and keep documents current as locations, inventory levels, and operations change.
Why dealers and repair shops choose Infinite for garage coverage.
Real reviews on fast quotes, clear explanations, and support that stays steady when claims and deadlines hit.
QUESTIONS & ANSWERS
FAQ
Have Questions? Talk to Us
By submitting, you agree to our Privacy Policy and Terms of Service.