Builders Risk Insurance
Builders risk insurance protects your project under construction from groundbreaking to handoff. Compare top-rated carriers and set terms that match your scope and timeline.
Partnered with 100+ carriers to help you find the best value.
Construction risk is temporary. The losses aren't.
Builders risk, also called course of construction, covers the structure, materials, and equipment while a project is being built or renovated. It can help you recover from fire, theft, vandalism, and many weather losses so one incident does not derail the schedule. Coverage details vary by carrier, especially around wind and hail deductibles, existing structures, and soft costs, so it is worth matching the policy to the job before you start.
One place to compare builders risk quotes.
Builders risk insurance pricing and terms can differ more than most teams expect, even when the limit looks the same.
We shop 100+ carriers and compare real terms side by side, including wind and hail deductibles, theft language, soft costs, and how existing structures are treated. You see the tradeoffs clearly so you can pick the best fit for the project and budget.
Match the policy to the contract and the lender.
Most contracts and lenders specify exactly who must be insured and what documentation is required before funds are released.
We align the policy with your requirements, including named insureds, limits, waiver of subrogation, lender or loss payee wording, and endorsement needs. That way your owner, GC, and lender can sign off without delays or last-minute rewrites.
Cover the job site before the first delivery goes missing.
Builders risk insurance can be structured to start when materials arrive and protect them in staging areas, at the site, and in some cases in transit or approved off-site storage.
We help confirm when coverage begins, what locations are included, and the security conditions that matter for theft claims. The goal is simple: prevent a stolen shipment or damaged materials from turning into a cash-flow problem.
If a loss happens, you shouldn’t have to figure it out alone.
A builders risk claim can turn into a paperwork spiral fast, especially when change orders and draw schedules are involved.
We help you organize the reporting, documentation, and carrier communication so the claim keeps moving while you keep building. You get practical guidance on what to gather, what to submit, and how to avoid slowdowns.
Why builders choose Infinite for builders risk insurance.
Real reviews on fast quotes, lender-ready documents, and support that stays with you through the build.
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